Fires are some of the most dangerous disasters to happen in someone’s life. Even in the Philippines, a great number of lives and money are lost due to fires plaguing all kinds of buildings and communities. Combine that with how lacking in staff the Bureau of Fire Protection is and how most local firefighters don’t have the best equipment, it’s definitely not something you would want to happen at all. Unfortunately, it just might transpire unexpectedly, so having a fire insurance in the Philippines is a must in order to get coverage.
Of course, we’d prefer not having to use the insurance as much as possible, which is why we have to conduct safety precautions in order to avert these disasters. Part of being able to do so is knowing the types of fires that can happen so we know what to do to prevent them. Here’s each type classified by their causes as defined by U.S. Standards.
A fire is considered part of Class A if it is caused by the burning of common combustible materials. This includes items such as paper, wood, plastic, and fabric. In order to avoid this, make sure to keep candles and other active fires away from the materials mentioned. Always remember to turn off the source when not in use. Simply forgetting to blow out your candles after a blackout, for example, can cause Class A fires. This can then lead to disastrous results no matter how small it may seem at first.
A Class B fire happens when caused by flammable liquids and gases. Materials such as gasoline, oil, propane, and butane can go aflame easily when exposed to fire. Due to the nature of the source, these often happen in factories using oils, fuels, and even paint in some form. Those who are running said locations should exercise caution to not light up any fire source near the materials they use. It also helps to learn about the chemical process of how the fire took place so it can be put out through knowledge of chemical reactions.
If a fire is caused by any machinery using energy and electricity, you have yourself a Class C fire. Its scope is pretty wide, as it can happen anywhere there’s any electrical appliances and equipment. From residential settings to electric power plants, these areas are at greater risk of a Class C fire occurring. Preventing these involves checking for frayed wires and cords, unplugging appliances when not in use, keeping wires and plugs away from water or heat, and many more.
Industrial venues such as factories and plants are most susceptible to Class D fires. These happen due to the exposure of flammable materials to heat. Examples of said metals are lithium, potassium, titanium, aluminum, and more. These metals are usually found in manufacturing plants, which explains the greater risk of this type to occur in similar places. To prevent this without impeding the regular operations, make sure to store the metals properly and securely. Of course, as Class D fires can happen during the use of the metals in operations, a factory or a plant must be prepared on what to do when one does break out.
Last but not the least, Class K fires happen when cooking oils, greases, and other similar cooking ingredients are the primary cause. Much like Class C fires, this class has a wide range of possible locations at risk as it can take place at home, at work, and of course, at restaurants and fast food joints. In order to stop this kind of fire from happening, follow the common safety precautions in cooking. Turn off stoves, avoid too much heat, and all that.
Knowing the types of fires there are and what causes them is key to developing strategies to avoid them from happening. Still, sometimes these strategies fail, and they happen anyway. That is why aside from knowing the best way to deal with each fire type (such as what extinguisher to use), it’s better to have a fire insurance policy at the ready so any possible expenses afterwards are covered and that your finances are protected.