INSURE TO BE SURE!   We're open 8AM - 5PM, Monday to Friday
MALAYAN CORPORATE    
CALL US (632) 628-8-628
Malayan Insurance Blog
  • Features
  • Car
    • Car Care Tips
    • Driving Tips
    • Car Insurance
  • Business
    • Business Management Tips
    • Productivity Tips
    • Business Insurance
  • Home
    • Home Care Tips
    • Home DIY’s
    • Home Insurance
  • Travel
    • Travel Tips
    • Travel Destinations
    • Travel Insurance
  • Finance
    • Financial Planning
    • Insurance
    • Money Saving Tips
  • Contact Us
No Result
View All Result
Malayan Insurance Blog
  • Features
  • Car
    • Car Care Tips
    • Driving Tips
    • Car Insurance
  • Business
    • Business Management Tips
    • Productivity Tips
    • Business Insurance
  • Home
    • Home Care Tips
    • Home DIY’s
    • Home Insurance
  • Travel
    • Travel Tips
    • Travel Destinations
    • Travel Insurance
  • Finance
    • Financial Planning
    • Insurance
    • Money Saving Tips
  • Contact Us
Malayan Insurance Blog
No Result
View All Result

Things You Want To Know About Medical Malpractice

August 15, 2019
Home Malpractice Insurance
Share on FacebookShare on Twitter

The main objective of a healthcare professional is to nurture and save the lives of the people. With this in mind, an average doctor will have studied for many years before becoming a fully accomplished medical practitioner. Doctors receive extensive education on medicine, medical administration, and for any of their specialization. This only means that they are expected to provide topnotch medical services towards the patients. The nature of the work requires these clinicians to be performing with utmost diligence. However, some doctors may still commit fatal blunders in their professional practice. Some errors may further harm a sick patient, and in worst-case scenarios, doctors may bring death instead of saving the life of a patient. This is called ‘medical malpractice’.

Medical Malpractice

In recent years, cases of medical malpractice here in the Philippines have been increasing. There are times that doctors fail to provide reasonable care to the patients, and may even give erroneous treatments. Furthermore, healthcare professionals can be accused of inaccurate medical work and negligence in medical practice. This occurs when patients do not receive the level of service they expect. From this standpoint, most of the documented cases of medical malpractice happen in the metro. Plus, it mainly involves surgeons. Since there are numerous facial enhancement procedures, many people in the urban area subscribe to surgical services, only to return with a botched nose job.

Nevertheless, medical malpractice claims are also primarily documented in hospital care. Doctors and nurses may administer the wrong dosage or the wrong medicine. Furthermore, there are scenarios where clinicians fail to give complete information to the patients before any administration. This violates the rule of informed consent, and thus, another ground for medical malpractice. One notable incident of medical malpractice is the case of Ms. Jabagat. Ms. Jabagat accused a medical doctor, four nurses, and administrator of a private-run hospital in Davao City of negligence and malpractice. After receiving the medical drug, the complainant started to have implication in her lung system. Also, skin rashes start to appear. This is a form of medical malpractice because doctors are expected to provide accurate advice and decisions for the welfare of the patient.

Medical Malpractice Lawsuit

One way for patients to protect themselves in the event of malpractice is filing for a medical malpractice suit. The civil law states that there four elements need to be satisfied so that this lawsuit can be actualized: (1) Duty, (2) Breach, (3) Injury, and (4) Proximate causation. In ‘Duty’, there has to be a professional relationship between the doctor and the patient. When malpractice happens, medical practitioners must have agreed to provide care to the patient. In addition to that, ‘breach’ signifies that care provision does not uphold the standard care expected from clinicians. And from this ‘breach’, comes the consequence of ‘injury’. Any damage brought upon by malpractice will be considered injury. From breach to injury, ‘proximate causation’ talks about the valid relationship between the breach and the injury. When these four elements of malpractice are present in malpractice, the lawsuit will be taken care of by the authorities. Clinical practitioners should be knowledgeable of these medical lawsuits. On a side note, hospitals can be accused of medical malpractice as well.

Medical lawsuits are usually a long process of jurisprudence especially here in the Philippines. One of the recent malpractice cases was that of Dr. Mendoza, where she performed a hysterectomy to Josephine, a housewife. After the operation, there was a rolled gauze that was expelled along with foul smell from her vagina. This urged Josephine to file a lawsuit to Dr. Mendoza but she died before the trial ended. Thus, the family of Josephine continued with the case. It started in 1993 and the final verdict was given in 2011 where Dr. Mendoza was found guilty of medical negligence and malpractice. This goes to show that healthcare professionals are prone to malpractice when they do not put the utmost care in their actions and services.

Malpractice Insurance

From this standpoint, medical practitioners should prepare themselves from legal complaints of patients though acquiring Malpractice Insurance. The standard insurance policy on malpractice provides the following coverage:

·        Breach of trust

·        Loss of Documents

·        Employee actions

·        Civil Liability Claims

·        Libel, Slander, Fraud, and Dishonesty

·        There are food establishments in the area surrounding a house

·        and other benefits that are only exclusive to the client and actress

Depending on the premium, doctors can upgrade their insurance to have more protection from unexpected events that may lead to medical malpractice. This helps healthcare professionals to secure their financial responsibility to a victim, and possibly save their reputations. Contrary to popular belief, hospitals can be subjected to a lawsuit too. This proves to show the extreme importance of acquiring malpractice insurance.

Tags: malayan-insurancemalpractice-insurance

Related Posts

what-to-do-when-facing-false-claims-medical-malpractice-insurance-philippines
Malpractice Insurance

What To Do When Facing False Medical Malpractice Claims

March 25, 2021
the-challenges-of-winning-lawsuit-malpractice-insurance
Malpractice Insurance

The Challenges Of Winning A Malpractice Lawsuit

February 23, 2021
medical-malpractice-insurance-terms-for-security
Malpractice Insurance

Medical Malpractice Terms To Know For Your Security

December 11, 2020
myths-about-medical-malpractice
Malpractice Insurance

Three Myths About Medical Malpractice

October 16, 2020
Next Post
marine-insurance-mysterious-location-ocean

Mysterious Places In The Ocean

Latest Post

industries-most-likely-to-thrive-post-pandemic-property-insurance-philippines

Industries That Are Most Likely To Thrive Post-Pandemic

March 30, 2021
5-signs-to-move-out-of-your-parents-house-condo-insurance-philippines

5 Signs It’s Time To Move Out Of Your Parents’ House

March 23, 2021
how-to-make-your-home-safer-for-the-elderly-homeowners-insurance-philippines

How To Make Your Home Safer For The Elderly

March 8, 2021
Ads

Trending

Businesses That Thrive During The Rainy Season

Businesses That Thrive During The Rainy Season

September 25, 2019
travel-insurance-philippines-romantic-gifts

Romantic Gifts For The Love Month

February 11, 2019
cargo-marine-insurance

Types Of Alarms You May Hear On Ships

October 5, 2018
Road Signs All Drivers Must Keep In Mind

Road Signs All Drivers Must Keep In Mind

August 31, 2018
What To Do if Your Home is Damaged by Fire

What To Do if Your Home is Damaged by Fire

February 12, 2018
Malayan Insurance Blog

Malayan Insurance Co. Inc., the leading non–life insurance company in the Philippines, offers its client and the public guaranteed peace of mind through service excellence and quality insurance protection.

Follow Us

Categories

  • Features
  • Get A Quote
  • Terms of Use
  • Security and Privacy
  • Legal Notices
  • Contact Us
  • Features
  • Get A Quote
  • Terms of Use
  • Security and Privacy
  • Legal Notices
  • Contact Us

© 2018 Malayan Insurance, Inc.
ALL RIGHTS RESERVED

No Result
View All Result
  • Features
  • Travel
  • Car
  • Home
  • Business
  • Finance
  • Contact Us

© 2018 Malayan Insurance, Inc.
ALL RIGHTS RESERVED