The worst thing that can happen to any homeowner is to watch decades worth of hard work and investment wash away right before their eyes, or get stolen away in a heartbeat. There is simply no consoling a someone who is unsettled with the thought that the investments they have spent decades to acquire are gone like a thief in the night.
While many provide compensation when a calamity hits your home, very few insurance companies are willing to help their policyholders when a crime was committed against their property, citing negligence on the policyholder’s part.
This what sets Home Protect Plus apart from other home insurance policy. Malayan Insurance’s new and improved coverage helps protect your home by extending its scope against losses to both the structure of your home and its contents. These include damages resulting from:
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- Fire and Lightning
- Earthquake Fire & Earthquake Shock
- Typhoon & Flood* (New!)
- *subject to underwriting evaluation and approval
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- Riots, Strikes and Malicious Damage
- Bursting or Overflowing of Water Tanks, Pipes & Fittings (BOWTAP)
- Sprinkler Leakage
- Volcanic Eruption (New!)
- Extended Coverage (Smoke Damage, Explosion, Vehicular Impact & Falling Aircraft)
Timely recovery
Watching the fruit of decades of hard work gone in a seconds is perhaps one of the most painful events a homeowner will have to endure. Either caused by a natural calamity, or a manmade circumstance, there no consoling a homeowner who lost his/her most valued possessions and investments. Here at Malayan, we will help you salvage your investments because we have reinforced our property insurance policies in the Philippines to be able to cover expenses caused by:
- Burglary & Housebreaking (Improved!)
- Personal Liability
- Accidental Breakage of Fixed Glass (New!)
- Alterations & Repairs (New!)
- Alternative Accommodation (Improved!)
- Architect & Surveyor’s Fees (New!)
- Automatic Increase Clause (For Contents Only) (New!)
- Debris Removal (New!)
- Expediting Expense (New!)
- Fire Fighting Expense (New!)
- Professional Fees (New!)
- Replacement & Lock Keys (New!)
- Temporary Removal Clause (New!)
- Outbuilding Clause (New!)
With our help, your family will surely be able to get back onto your feet in no time!
Policies like no other
Some companies which do provide such insurance policies only cover possessions and investment they deem as valuable. Another distinct advantage of our homeowner’s insurance policies is that we provide protection for possessions that others deem as luxuries, rather than necessities.
Our homeowners insurance in the Philippines provide protection for your personal possessions and other properties declared as valuable. Regardless of their market value, we protect possessions close to your heart. These include safekeeping works of art and antiques stored inside your home. Since we have offer no minimum sum insured, you are free to declare any possession you deem as important to you and your loved ones.
We understand the sentimental and financial values of every single piece you have invested your money upon. And here at Malayan, you can rest assured that your most prized possessions and properties will be safe. Furthermore, in the untoward event that they do get forcibly taken by you, we assure you our services and assistance to aid you in your time of direst need.
