Home Insurance

Safety Tips During Thunderstorms

Secure your home with comprehensive home insurance in the Philippines. Keep your family safe during thunderstorms with our quick list of tips to remember.

Thunderstorms in the Philippines often happen during the rainy months of June to September. While lightning-related incidents are rare in the country, it’s still an ever-present seasonal danger that should be taken seriously. 

Personal injuries can occur from underestimating lighting strikes and the possibility of property damage and house fires caused by power surges. To keep you and your family safe during thunderstorms, here’s a quick list of tips to remember.

Avoid using electronics/small appliances

Using electronics in the middle of a thunderstorm can be dangerous for the appliance and the user. Remember, lightning can travel through metal wires and electrical systems. If lightning strikes an electric pole, it will emit a power surge that will fry most plugged electronics that don’t have surge protection.  

Get home insurance to back you up

While a house can protect you from lightning strikes, it’s still susceptible to damage caused by what insurance companies in the Philippines see as weather damage or “an act of god.” Getting decent home insurance in the Philippines should help you with the repair costs if needed. 

Do not stand in the open

Most lightning safety guides would tell you to go indoors during a lightning strike, and there’s a good reason for that. Tall structures, tall trees, and concrete floors are all equally dangerous to individuals because they can attract lighting strikes in their own way. Essentially, corporate areas and forests are hazardous to hang around in during a thunderstorm.

Avoid wet/watery areas

Self-explanatory, but this also applies to anything connected to indoor plumbing. Lightning can travel through the pipes and electrify people using faucets, showerheads, and similar devices.

Take note of weather reports

Be aware of the weather reports for the week. This way, you’ll be able to time your personal activities properly before the thunderstorm, like unplugging your electricals if you live alone and you need to travel elsewhere. 

The more prepared you are for future storms, the more likely you’ll be able to weather through it all without any setbacks that can affect you or your humble home.