Home Insurance

Metro vs. Province: Where Should You Settle Down?

Are you a city person or a country person? Plenty of pros and cons with each, but of course only you can say which one is perfect for you.

Ask a teenager where they would want to live, and they would lean towards living in the city. The city is a bustling metropolis of activity and concrete sights. Some provinces offer similar benefits to living in the metro; however, many think it’s lacking compared to the National Capital Region of the Philippines.

On the other hand, an adult sees the province as the perfect retirement setting and far from the loud metro atmosphere. In fact, some retiring foreigners see it as a decent investment to buy a house in the Philippines with home insurance and ample gardening space.  

Of course, neither is 100% perfect. Both have their own sets of pros and cons, but if you’re thinking of moving into either one, consider the following:


With most central business districts (CBD) of the Philippines found in Metro Manila, it provides many opportunities to its residents. Thus, many see it as a place where dreams come true. Realistically, some provinces offer just as much.

Cost of Living

Living in the province is almost always affordable. If you compare a city to a province, chances are you’ll find the former’s cost of living more expensive. More often not, this is connected to the availability of opportunities in the area. Expect prices to soar if you’re located in CBDs.


Provinces are loved for their ability to provide a tranquil lifestyle to many Filipinos. There’s no doubt that many elderly romanticize them as exceptional places to retire. There’s also the fact there’s less pollution and traffic than the metro. Moreover, reports show that provinces have a sense of camaraderie and politeness rarely found anywhere else.


The metro is much more lively and provides ample distractions for its people through malls, roaming events, and entertainment venues. It’s like living in the fast lane, except for occasional traffic jams. Corporate office workers and financially-secure people with financial security often glamorized the metro life. This results in many feeling province life is boring or difficult.

Which one’s right for me?

It all comes down to your mindset and lifestyle. Want to live a peaceful life? The province is for you. But, if you want to feel the rush of living in the vicinity of entertainment venues, then the metro has plenty to offer. Whichever one you pick, make sure you reflect on what matters to you.