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MALAYAN INSURANCE SHARES HOW BUSINESSES CAN STAY AHEAD OF THE PACK IN 2017

November 19, 2017
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With 2017 just around the corner, businesses will have to tackle another year of permit renewals, natural calamities, and burgeoning competition. Malayan Insurance shares some tips on how business owners and entrepreneurs can brace for the year ahead.

Get started on the renewal of business permits and crucial submission of documents early. Most permits expire by the end of December, and need renewal before the end of January. Whether they’re barangay permits, mayor’s permits, or BIR registration, staying mindful of their validity means you won’t have to scramble at the last minute.

You can also save yourself the confusion of rushing around government offices if you familiarize yourself with the processes involved. It is also best if you come prepared with the government fees that you will have to pay. You can also skip long lines if you take advantage of fast lanes exclusively for exact payments.

Be ready with your game plan for 2017. This involves being aware of the peak season for your business, and gearing up to take advantage of them. All businesses have slow months as well, so be sure to prepare accordingly. Most businesses turn to aggressive marketing and advertising—this could mean promotions, advertisements, or branding campaigns. Determining what works best for your business can ensure that profits come in even during the off season.

Disaster-proof your business. On average, eight to nine storms make landfall in the Philippines each year. Closed roads, heavy winds, and ensuing floods batter businesses, especially small- to medium-sized enterprises. Risk advisors agree that the best way to cope with disasters is by coming up with a business continuity plan (BCP).

BCPs minimize damage and fallout, usually through three simple steps. First, it identifies the threats to the organization. Next, the BCP assesses the risk potential of events and impact on operations. It also evaluates how to allocate resources and manpower to address disruptions to business. Third, the BCP formulates recovery strategies to get the business up and running in the soonest possible time.

Equip your business with reliable business insurance. With Malayan’s Business Protect, policyholders can have the security of an uninterrupted business operation despite unexpected incidents. Its benefits feature much-needed protection against lawsuits and liabilities, loss or damage resulting from catastrophes like fire and lightning, typhoon, flood, and earthquake, among others. Built-in extensions such as Debris Removal, Professional Fees, and Fire Fighting Expense are offered as well.

On top of this, Business Protect features the Comprehensive General Liability, a special value-added feature that provides security against third-party as a result of property damage and/or bodily injury arising from business operations.

Make sure that your business can face whatever 2017 has in store for you and your business. To know more about Business Protect here.

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