Having your own car is a dream come true for many. Among them was Joshua who, after four years of working hard, was finally able to buy his own vehicle. Now, his next plan includes staying on the road without worrying about the financial constraints of driving his car in the country’s turbulent streets.
“Of course you’d want to take care of your car, and the best way to do it is to secure it with a reliable car insurance policy available in the Philippines. Good thing, my parents recommended Malayan AutoMaster because they have been using it since our first family car was bought decades ago.”
“Throughout the years, AutoMaster has proven to be a beneficial car insurance policy that protect us against accidents caused by natural calamities, theft and automobile damage among many others. Luckily, we’ve only been involved in minor car accidents twice for the past decades. But every single time a claim is made, Malayan Insurance has made sure that they get approved and readily give their assistance, without a glitch.”
Like Joshua and his family, there are a lot of benefits policyholders can enjoy from Malayan AutoMaster, especially in cases of:
While Joshua used AutoMaster to safeguard him and his vehicle while on the road, Lisa was able to enjoy the benefits of her car insurance policy in the Philippines when her car ended up being stolen when she once went out of town. To her dismay, the vehicle she once left parked inside a presumably secured area was broken into. The first thing that went to her mind was to contact the police, and file a complaint. The investigators then asked if she has a car insurance policy for her vehicle.
“Telling my insurance agent about my predicament was the first time I was able to breathe again. Thankfully, the AutoMaster is a comprehensive car insurance policy, making it very easy for me to make my insurance claim. True to its word, settling my claims has been very easy because an adjuster was quickly sent to the site to provide assistance.”
AutoMaster’s automobile loss benefits allows unfortunate policyholders such as Lisa to easily claim her car insurance policy to be added to her savings and replace her stolen car.
Acts of god protection
When typhoon Ondoy hit the country in 2009, millions worth of loss and damaged property had to be endured by thousands of families. Among them was Ken and his family. Unfortunately, they were living in a low lying area surrounded by mountains, a perfect catch basin for flood water that come from areas of high altitude. Among the losses were his family’s home, and the SUV he had brought a few months before.
“Seeing my car being engulfed by the floodwater made me feel weak. Imagine seeing years of your hard work completely submerged in water. The only consolation I had at the time was that I still have car insurance benefits that I can claim from Malayan Insurance. That fact made me more optimistic that everything will be alright.”
Malayan’s AutoMaster’s and Home Protect Plus are comprehensive insurances that allow their policyholders in the Philippines to enjoy insurance benefits arising from acts of god to serve as protection to the insured vehicle against damages caused by typhoon, flood, hurricane, volcanic eruption, earthquake, or other convulsions of nature.
Third party liability
Getting your car completely damaged from a vehicular accident is one thing, but getting a person physically involved in the incident is another, and more complicated circumstance. Gerry, who once got entangled in a car accident when he was on his way driving to his friend home, understands this dilemma very well. For him, the feeling of being the indirect cause of getting someone hurt is just as burdensome, if not more, as having your property damaged from the incident.
“Malayan AutoMaster helped me a great deal in protecting my passengers and myself, against the medical expenses we would have paid straight from our own pockets, had we travelled in a vehicle without a reliable car insurance policy. I also didn’t need to worry about having to pay for the other party’s medical expenses because Malayan’s Auto Personal Accident benefits provide up to P50,000.00 accident protection and medical reimbursements up to P5,000.00 per person.”
Whichever package our policyholders choose, this car insurance for vehicle owners within the Philippines provides Personal Accidents protection benefits for vehicles with passengers of up to five (5) persons, including the driver for private vehicles, and up to eight (8) persons (including the driver) for commercially used vehicles.
The versatility of Malayan Insurance’ car insurance policy in the Philippines allows more and more car owners to have a peace of mind for their investments with the help of over 160 repair shops all over the country. Protect your investments by getting your vehicles insured with Malayan AutoMaster today!