Now more than ever, we are depending on our valuable resources to resume life during the pandemic. Our homes, cars, and businesses are our main tools for survival, and they are being utilized more often and longer. Eventually, this increases the possibility of obtaining damages and losses from both controlled and uncontrolled situations. For instance, floods, earthquakes, overheating equipment, and the like could result in disasters such as a fire.
For your protection this Fire Prevention Month, look into which policies from trusted fire insurance in the Philippines you should get as early as now:
Homeowners Insurance
According to the Bureau of Fire protection, faulty electrical wiring, unattended cigarettes, and open flames are the top causes of fire among Philippine households. So aside from handling flammable objects with extra care, you also need extensive home insurance in the Philippines for support. This would cover your household fixtures, furniture, appliances, and most of your personal effects in case of a heavily-damaging house fire.
Get some peaceful sleep as a reassured homeowner every night, knowing your home and assets would be insured whatever happens.
Business Property Insurance
Several business owners are still fortunate enough to have a steady source of income. During these times, businesses must provide financial security instead of liability to the owner and employees. To ensure that offices, restaurants, or even small kiosks would have comprehensive protection in case of fire, getting business property insurance in the Philippines is a must.
With this policy, businesses would be spared from the financial burdens that could come from typhoons, floods, explosions, and earthquakes, alongside other natural and manmade disasters.
Miscellaneous Casualty and Event Insurance
On top of the health permits and safety protocols you have to abide by nowadays, there is still the risk of fire, professional liability, crime, and other challenges to any live, micro, or hybrid event. For this, having good event insurance in the Philippines against damages brought about by either accidental or felonious acts would come in handy later on.
Having a good fallback as a project manager or event planner is a life-saver. You need all the help you can get, since pursuing refunds from suppliers or repurposing unused materials would be taxing.
Ultimately, fire is a recurring enemy we must all prepare for. Prevention is advised, as recovery amid our health crisis would likely take some time. Boost your preparations today, and provide yourself with a reliable fire insurance policy in the Philippines.
