The COVID-19 crisis has made us face every day with a recurring worry. We try to carefully go about our days despite many restrictions. Nevertheless, we cannot ensure our health and safety at all times. One mistake can cost us everything, so we must always be mindful of our decisions. If you’re considering investing in an insurance policy, like a travel health insurance in the Philippines, be certain it has an extensive policy suitable for your current needs.
Good thing for you, Malayan Insurance has value-added benefits for COVID-19. Here’s how Malayan can be of assistance:
Travel Master Emergency Medical Treatment (EMT)
Precaution should not stop after complying with pre-departure requirements and obtaining health permits. For this reason, Malayan’s Travel Master has extended its policy to lend a hand during the pandemic. Before, it includes mainly comprehensive travel assistance, inconvenience protection, and personal accident insurance in the Philippines.
Now, this policy would cover when you as the insured becomes medically diagnosed with COVID-19 and confined in another country. This coverage would be based on the guidelines arranged for Asian and worldwide travels respectively, and can be utilized within the travel period for up to 14 days.
COVID-19 Cash Assistance Benefit+
If you are staying in the Philippines, however, Malayan offers COVID-19 Cash Assistance Benefit instead. For fear of hospital bills piling up, many hesitate to visit their doctors even when alarming symptoms persist. So for COVID-19 infection manifested and treated in the country, Malayan Insurance provides a Daily Hospital Income Benefit (DHIB) or a fixed cash benefit for confinement up to 14 days.
Securing Malayan’s COVID-19 assistance aims to reduce a significant part of your initial treatment expenditures. This way, you could become at ease and focus more on recovery. Plus, in the event of accidental injuries, you could also ask for the Accidental Medical Reimbursement benefit.
Loss of Life Cash Assistance (LLCA)
For 14 days of hospitalization and death assistance, Malayan Insurance has expanded its policy coverage to aid struggling citizens. Planning for death is not the most cheerful matter to think about. But by being ready, you would relieve yourself of extra burdens when it happens.
In case of this unfortunate event, Malayan’s Loss of Life Cash Assistance (LLCA) is available to provide a lump sum due to death by COVID-19. Alternatively, this cash aid is applicable for Dengue and Chikungunya viral infections as well. For added security, Accidental Death benefit is available if needed.
In the end, no matter how we comply with every safety protocol, risk is still inevitable. Secure protection in advance with an all-inclusive cash assistance or travel insurance in the Philippines today!
