Some people may say that it’s better to have your property stolen from you, than have years, even decades worth of investment washed away by a devastating storm. Properties lost may be difficult to replace, but lives claimed by these casualties are impossible to restore. So to protect ourselves from the losses these calamities can cause, a reliable homeowners insurance policy in the Philippines is essential.
So what should your homeowners insurance policy in the Philippines provide?
A good homeowners insurance policy in the Philippines should provide you your loved ones and your investments protection, and even compensation should there be a chance that you will suffer from the effects of natural calamities and crimes.
The good news is, there is Malayan Insurance, the leading non-life insurance provider in the country today. Not only do we provide homeowners insurance policies in the Philippines that fit your needs, we also conveniently deliver our quality services within the touch of your fingertips. Our comprehensive policies provide you and your loved ones security, especially during natural calamities because our policies give you the following:
Assistance in case of damage to the interior or exterior of your house
Natural calamities can be very devastating, bringing destruction to your home and other investments that you have worked for years to achieve. In the events of fire, hurricanes, lightning, vandalism and other natural calamities, homeowners insurance policies from Malayan shall provide assistance in order for your house to be repaired, or even rebuilt.
Help in the event of loss or damage to your personal belongings
Other than natural calamities, there are damages caused by man that is out of your control. Malayan Insurance has foreseen the possible crimes against your property that is why we have improved our homeowners insurance policies for loss and damage to property caused by burglary and housebreaking, alternative accommodation, architect’s surveyor fees and many more. Not only that, our upgraded property insurance policies in the Philippines extend its assistance to expediting expense, fire-fighting expense, professional fees, and many more.
For our policyholders who own condominium units, we have good news! We also offer a special assessment clause to assist them when the need arrives.
Personal liability in case of damage or injuries to the members of your household
In the event that someone in your household gets hurt when disaster hits your dwelling, our homeowners insurance policy provides financial assistance to the insured and/or any member of the family for hospital confinement or surgical expenses incurred from the incident. Not only that, our improved policies now shoulder the burial expenses in the event that someone in the insured household perishes.
A home insurance policy that provides the protection you and your family needs not only preserve your investments, but help save lives as well. So look no further, Malayan Insurance can provide you an all-in-one protection necessary for you, your family and your properties, no matter what.